These terms and conditions (“Terms”) govern your use of the insurance financing services (“Services”) provided by Insurance Velocity Premium Finance (“Velocity Premium Finance”, “we”, “us”, or “our”). By using our Services, you agree to these Terms. If you do not agree to these Terms, you may not use our Services.
Velocity Premium Finance provides insurance financing services to customers who need to pay insurance premiums. We offer financing plans with flexible payment options and competitive rates.
To be eligible for our Services, you must be at least 18 years old and a legal resident of the United States. You must also have a valid insurance policy and agree to our Terms.
We offer several payment options, including monthly, quarterly, and annual payments. You may also choose to make automatic payments from a bank account or credit card.
If you fail to make a payment on time, your insurance coverage may be cancelled or terminated. You will also be responsible for any late fees or penalties assessed by your insurance carrier.
We may charge fees for our Services, including financing charges and late fees. These fees will be disclosed to you at the time of application.
We may terminate your account and our Services at any time for any reason, including if you violate these Terms. You may also terminate our Services at any time by paying off your financing plan in full.
Our website and Services are protected by copyright, trademark, and other intellectual property laws. You may not use our content or trademarks without our written permission.
We make no representations or warranties about the suitability, reliability, availability, timeliness, or accuracy of our Services. We disclaim all warranties, express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We are not liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our Services, even if we have been advised of the possibility of such damages. Our total liability to you for any claims arising out of or related to our Services will not exceed the amount of fees paid by you to us in the twelve (12) months preceding the claim.
You agree to indemnify, defend, and hold harmless Velocity Premium Finance and its officers, directors, employees, agents, and affiliates from any claims, damages, liabilities, or expenses arising from your use of our Services or your violation of these Terms.
These Terms are governed by the laws of the state of California, without regard to its conflict of laws provisions. Any dispute arising from these Terms or our Services will be resolved exclusively in the state or federal courts located in California.
We may update these Terms from time to time. We will post the updated Terms on our website and notify you of any material changes.
If you have any questions or concerns about these Terms or our Services, please contact us at:
74-710 CA-111 #102, Palm Desert, CA 92260
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